Friday, October 2, 2009

You Probably Have Life Insurance, But Do You Own Any Living Insurance

We live in perilous times. What if the worst actually happened to you? Fire, Flood, Hurricane, Earthquake, Natural Disaster or Man Made Catastrophe, what would you do to survive. Anyone who has lived through a disaster will tell you, the grocery store shelves empty quickly, shelter will be a concern and basic government services like police, fire and emergency response agencies may not be available for some time. Most of those people will also tell you that they never expected it to happen to them.

In the weeks and months ahead we will be discussing several different levels of preparedness. We realize different areas of the country have higher probabilities of certain events occurring. Now that we live in Michigan we do not need to prepare for a hurricane. Our friends in Florida will not likely need a vehicle safety kit for a snow storm. Plus, we understand that the focus and intensity of everyone varies with circumstances and that can dictate the extent to which they determine their personal level of preparedness.

We will discuss what the minimum needs are, should you have to leave you home for just a few days, that 72 hour kit stuff. What to do in case of a fire, a local emergency or a statewide disaster, right up to what you should do if our country was attacked with a nuclear weapon or EMP. We will talk about how to plan for the basic and how to keep working on your plan for the worst case scenario.

In addition, having lived it, we know that most every family has to balance the needs and the wants in accordance with their budget. We will discuss tips to prepare with a minimum of expense, low cost tricks to go easy on the budget, how to save on preparedness purchases and some great gadgets if you can afford to devote some extra money towards your safety net.

DON’T BE ONE OF THOSE PEOPLE WHO SAY “It’s Never Going to Happen to Us”, we hope it doesn’t. But just to be safe let’s make a few plans just in case, think of it as easing you conscience. You’ve read this, you’ve been warned. There I go preaching again, the kids will be calling to lecture me. Well, what the heck. You have been warned, and by better people than us I’m sure. Sleep a little easier at night knowing that you have done something positive for you family to keep the extra safe. Life insurance protects your family if you die. Living insurance lets you protect them if people are dying all around you. Buy some Living Insurance today, start a basic grab and go disaster kit.

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